Tonia Ioannou is a member of the Institute of Chartered Accountants in England and Wales (ACA) and holds a finance degree from the UK.  She started her career with PricewaterhouseCoopers in Cyprus before joining PricewaterhouseCoopers in London working in the Banking and Capital Markets division. Tonia has specialised with the financial services companies primarily and has worked for clients including the Bank of America, American Express, UBS, and Morgan Stanley.  She has worked in many projects ranging from feasibility studies for small companies to valuations of big financial services institutions e.g. The Rothschild Group as well as part of the business development management team of the firm for financial institutions.  Tonia was contracted for a period with the EFG Group during the phase of acquisitions of main Banks in the Eastern Europe.  Before joining the Consulco Group 1 ½ year ago she was working with a wealth management firm/multi -family office in London as the Client Relationship Manager of many clients with investment portfolios.