We recently hosted our annual English Breakfast series across Nicosia, Limassol and Larnaca, bringing together clients and associates for a focused discussion on the current state and outlook of the London real estate market.

The series commenced at our headquarters in Nicosia, continued in Limassol at the Amathus Beach Hotel, and concluded in Larnaca at the Radisson Blu. Each session provided a structured overview of market performance, emerging trends and the broader economic factors influencing the UK property sector.

Expert Perspectives from London and Cyprus

The discussions were led by:

  • Christoforos Kittenis, Director at London Credit
  • Matthew Taylor, Director of UK Real Estate at Consulco Real Estate, based in London
  • Michael Tannousis, Director of Investment Services at Consulco

Understanding Bridging Finance

Christoforos Kittenis introduced London Credit, UK-based bridging lender with 15 years of experience, specialising in short-term, property-backed loans. Attendees gained insight into how bridging finance works, including:

  • The structure of short-term secured lending
  • Risk mitigation through conservative loan-to-value ratios
  • The importance of asset-backed security in real estate finance
  • The role of bridging loans in property acquisitions and refinancing

Investors were shown how bridging finance serves as a flexible funding solution in the London property market, supporting transactions that require speed and certainty of execution.

London Real Estate & Economic Outlook: Stability Creating Opportunity

Matthew Taylor focused on the resilience and long-term strength of the London property market within the broader UK economic environment. Despite global uncertainty, geopolitical tensions, and the impact of higher interest rates over the past two years, London remains stable.

Matthew noted that inflationary pressures are gradually moderating and interest rates are widely expected to begin easing in 2026.

Importantly, recent adjustments to the UK’s non-domiciled (non-dom) tax framework did not have the negative impact on the London property market that many had initially anticipated. While some initial caution was observed, both domestic and international demand has remained resilient so far for 2026.

The discussion also emphasized that periods of uncertainty often create compelling entry opportunities. Market dislocation and cautious sentiment can lead to more attractive pricing, improved negotiation positions, and selective value opportunities for informed investors. In this context, today’s environment may offer strategic advantages for those able to take a long-term perspective.

The overall outlook presented to investors was one of cautious optimism. While short-term fluctuations are part of any market cycle, London’s depth, liquidity, and global connectivity continue to underpin its enduring property market fundamentals – with current uncertainty potentially presenting timely investment opportunities.

The London Credit Fund: A Competitive Alternative Investment Strategy

Finally, Michael Tannousis presented the London Credit Fund, an alternative investment vehicle designed to provide short-term exposure to property-backed lending with secured, fixed-return characteristics.

Positioned as a competitive alternative investment, the London Credit Fund appeals primarily to institutional and well-informed investors seeking diversification beyond traditional asset classes such as equities and bonds. In an environment of market volatility and compressed yields, the London Credit Fund has, over the past five years, demonstrated a secured credit strategy that continues to attract international investors.

In an environment where traditional markets continue to experience volatility, alternative investments such as the London Credit Fund remain a compelling option for professional and well-informed investors. Since its launch in February 2021, the London Credit Fund has consistently met or exceeded its target returns, underpinned by a disciplined, conservative approach to short-term lending secured against high-quality UK real estate assets.

Overall, Consulco’s English Breakfast Series reaffirmed the enduring strength and strategic relevance of the London property market, highlighting how disciplined credit strategies and alternative investment solutions can create opportunity amid uncertainty. Through expert insights and informed discussion, the events provided investors and associates with a clear, confident perspective on the current market conditions.

Get in Touch

For further information on our investment approach and the opportunities available within the London Credit Fund, we invite you to contact our team.

info@consulco.com
+357 22 361 300

London Credit Fund Performance Update
[LC London Credit AIF V.C.I.C. Public Ltd (“London Credit Fund”) – Licence Number: AIF50/2018]