01What we do
Lending and real estate:
The ingenious combination.
Our clients invest into the property secured loans we structure and manage, benefiting from high yield returns secured against London real estate with the liquidity of a short / medium term horizon.
Dinos Karis
Head of Credit Law
Head of Credit Law
Dinos, a UK qualified solicitor, has substantial legal expertise in property and finance obtained through his lengthy experience as a senior legal advisor in several London law practices and as the chief internal legal advisor of a UK based bank.
Dinos is overall responsible for the groups’ investments’ credit law issues and the group’s chief credit legal underwriter.
Marios Theophanous
Head of Underwriting
Head of Underwriting
Marios is in charge of the Underwriting and Loan Administration operations. He has 19 years of experience in personal, business, corporate and international lending through his various positions when working for the Bank of Cyprus.
He holds an Accounting and Finance degree from the University of the West of England, a Post-Graduate Certificate in Business Administration from Leicester University and a Banking Diploma from the American Bankers Association. Marios is overall responsible for the groups’ investments’ credit issues and the group’s chief credit underwriter.
02Meet the team
We thrive
on achievement.
Our team has in-depth knowledge of both bridging lending and the London property market. This ensures that we underwrite and structure property-secured loans to the benefit of our borrowers and our investors.
03Our loan portfolio
Loans chosen with precision.
5.00%
Interest Per Annum
Loan Facility Amount
£128,000
Amount of Assignment
£128,000
Interest Per Annum
5.00%
Loan To Value
53.33%
Investment Period
6 months
Drawdown Date
01/07/2021
Redemption Date
01/01/2022
Current Property Value
£240,000
Security
1st Charge
Property Type
Residential
Tenure
Freehold
Ref. No.
617
6.10%
Interest Per Annum
Loan Facility Amount
£280,000
Amount of Assignment
£180,731
Interest Per Annum
6.10%
Loan To Value
70.00%
Investment Period
8 months
Drawdown Date
01/07/2021
Redemption Date
01/03/2022
Current Property Value
£400,000
Security
1st Charge
Property Type
Residential
Tenure
Freehold
Ref. No.
581
5.00%
Interest Per Annum
Loan Facility Amount
£667,000
Amount of Assignment
£127,000
Interest Per Annum
5.00%
Loan To Value
60.00%
Investment Period
6 months
Drawdown Date
25/02/2021
Redemption Date
25/08/2021
Current Property Value
£850,000
Security
1st Charge
Property Type
Residential
Tenure
Freehold
Ref. No.
589
5.50%
Interest Per Annum
Loan Facility Amount
£1,641,250
Amount of Assignment
£564,374
Interest Per Annum
5.50%
Loan To Value
60.00%
Investment Period
12 months
Drawdown Date
01/07/2021
Redemption Date
01/07/2022
Current Property Value
£2,750,000
Security
1st Charge
Property Type
Semi-Commercial
Tenure
Freehold
Ref. No.
598
4.75%
Interest Per Annum
Loan Facility Amount
£112,000
Amount of Assignment
£112,000
Interest Per Annum
4.75%
Loan To Value
37.33%
Investment Period
12 months
Drawdown Date
02/07/2021
Redemption Date
02/07/2022
Current Property Value
£300,000
Security
1st Charge
Property Type
Residential
Tenure
Freehold
Ref. No.
616
