01What we do
Lending and real estate:
The ingenious combination.
We provide short and medium-term business lending, secured against mainly London real estate. This happens through our lending division. namely, London Credit. Throughout our 13+ years of lending which has seen more than £250 million worth of short and medium-term loans, we have established a solid track record. Once we structure and fund the loans, we provide the opportunity to our client investors worldwide to participate in our fixed income UK property secured mortgages through their participation into our funds.
Marios Theophanous
Credit, Director
Credit, Director
Marios is in charge of the Underwriting and Loan Administration operations. He has 19 years of experience in personal, business, corporate and international lending through his various positions when working for the Bank of Cyprus.
He holds an Accounting and Finance degree from the University of the West of England, a Post-Graduate Certificate in Business Administration from Leicester University and a Banking Diploma from the American Bankers Association. Marios is overall responsible for the groups’ investments’ credit issues and the group’s chief credit underwriter.
02Meet the team
We thrive
on achievement.
Our team has in-depth knowledge of both bridging lending and the London property market. This ensures that we underwrite and structure property-secured loans to the benefit of our borrowers and our investors.
03Our loan portfolio
Loans chosen with precision.
6.50%
Interest Per Annum
Loan Facility Amount
£819,000
Amount of Assignment
£144,733
Interest Per Annum
6.50%
Loan To Value
33.00%
Investment Period
6 months
Drawdown Date
01/11/2022
Redemption Date
01/05/2023
Current Property Value
£2,500,000
Security
1st Charge
Property Type
Commercial
Tenure
Freehold
Case No.
0464LC
7.00%
Interest Per Annum
Loan Facility Amount
£2,554,000
Amount of Assignment
£61,824
Interest Per Annum
7.00%
Loan To Value
65.00%
Investment Period
8 months
Drawdown Date
05/10/2022
Redemption Date
05/06/2023
Current Property Value
£3,930,000
Security
1st Charge
Property Type
Commercial
Tenure
Freehold
Case No.
0457LC
7.00%
Interest Per Annum
Loan Facility Amount
£256,900
Amount of Assignment
£100,000
Interest Per Annum
7.00%
Loan To Value
70.00%
Investment Period
6 months
Drawdown Date
27/01/2023
Redemption Date
27/07/2023
Current Property Value
£367,000
Security
1st Charge
Property Type
Residential
Tenure
Freehold
Case No.
0481LC
7.00%
Interest Per Annum
Loan Facility Amount
£1,445,000
Amount of Assignment
£385,000
Interest Per Annum
7.00%
Loan To Value
65.70%
Investment Period
9 months
Drawdown Date
03/02/2023
Redemption Date
03/11/2023
Current Property Value
£2,200,000
Security
1st Charge
Property Type
Residential
Tenure
4 Freehold, 1 Leasehold
Case No.
0483LC
6.75%
Interest Per Annum
Loan Facility Amount
£2,780,000
Amount of Assignment
£0
Interest Per Annum
6.75%
Loan To Value
67.80%
Investment Period
12 months
Drawdown Date
13/12/2022
Redemption Date
13/12/2023
Current Property Value
£4,100,000
Security
1st Charge
Property Type
Residential
Tenure
Freehold
Case No.
0473LC
